05|2025
Uber and Lyft make travel convenient—but what happens when your ride ends in a crash? Rideshare accidents can be legally complex, especially when it comes to determining liability and dealing with insurance companies.
Immediate Steps to Take After the Accident
1. Check for Injuries and Call 911
Always prioritize health and safety. Seek medical attention immediately—even if you feel fine, some injuries appear hours or days later.
2. Document the Scene
Take photos of the vehicle damage, road conditions, and any visible injuries. Record the names, contact info, and insurance details of everyone involved.
3. Report the Crash Through the App
Both Uber and Lyft allow you to report accidents through their respective apps. This step helps create a record with the rideshare company.
4. Gather Witness Statements
If bystanders witnessed the accident, ask for their contact info. Their statements can strengthen your case later.
Understanding Liability in a Rideshare Accident
Who’s at Fault?
In Colorado, the at-fault driver’s insurance is generally the first to cover damages. However, Uber and Lyft provide supplemental insurance that may kick in depending on the driver’s status at the time of the accident.
Insurance Coverage Based on Driver’s Status:
- App Off: Only personal insurance applies.
- App On, No Ride Accepted: Limited coverage from rideshare company.
- Ride Accepted/Passenger Onboard: Up to $1 million in liability coverage.
Why You Need a Personal Injury Attorney
Rideshare companies are quick to protect their bottom line. Don’t expect them to advocate for your best interest. An experienced injury lawyer can:
- Help determine liability
- Deal with complex insurance layers
- Maximize your compensation
Schedule Your Free Consultation Today
At Ridder Law, we’re dedicated to protecting rideshare accident victims in Colorado. Call us now to schedule a free consultation and get the representation you deserve.
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